From planning for school fees and retirement to managing inheritances and helping to protect family finances, Bath-based financial planner and dad of three Jonny Courtaux is helping local families and business owners feel more confident about the future.
As the owner of Courtaux Wealth Planning, Jonny works with clients across Bath and the surrounding area on everything from tax-efficient investing and protection planning to pensions, savings and long-term wealth management. A husband and father to three daughters, he says family life has given him a real understanding of the financial pressures many parents face.
“As a husband, business owner and father to three girls, I understand the brilliance of family life as well as the complexities, the challenges and the uncertainty,” Jonny said. “I also understand that amongst the chaos, having financial peace of mind is priceless.”
Jonny explained that many families are so busy managing day-to-day life that long-term financial planning can easily be pushed to one side, even when it is something they care deeply about.
“The people I work with are equally committed and care deeply about their families but with everything else going on, their financial plans often don’t get the attention they deserve,” he said. “It’s hard to think about the future when you’re trying to work out how to get one child to dance, the other to gymnastics and juggle that important deadline at work.”
Before launching Courtaux Wealth Planning, Jonny spent more than a decade working in leadership and development roles. During that time, he found himself increasingly drawn towards helping people create better balance and greater clarity in their lives.
“I have a passion for finance and problem-solving, so financial planning was a natural fit. I haven’t looked back,” he said. “Giving advice is about helping people see the choices and possibilities that are within reach with the right expertise on hand.”
Jonny now supports clients with a wide range of financial matters including retirement planning, investments, inheritance planning and protection against unexpected life events such as illness or redundancy. He also works closely with local business owners, helping them plan for both their personal and professional futures.
He said many people initially contact him with one specific question but are often surprised by how much broader the conversation becomes.
“People usually come to me with a specific question, such as planning for school fees or what to do with an inheritance, but they are often surprised by the process,” Jonny said. “We take our time to get to grips with what’s going on for them and what keeps them up at night, before building up a picture of what they hope to achieve.”
Jonny believes that putting the right financial plans in place can help families feel more secure and better prepared for the future.
“That perfect retirement, a head start for the kids into adulthood, tax-efficient investing for the future, protection in case there’s redundancy or ill health. For some, these are dreams, for others they are worries or blind spots, but when we take the time to think ahead and tackle what can feel overwhelming, that’s where we find peace of mind,” he said.
Based in Bath, Jonny says he is passionate about helping local families and businesses create more opportunities and stability for the future.
“Whatever someone’s motivation, it all comes down to them, and it’s a great privilege to be entrusted with helping others live better lives,” he said.
For more information about Courtaux Wealth Planning, visit Courtaux Wealth Planning
